While attending school, students will only be required to pay the interest due on the student loan each month. Students may apply by calling ECU’s Lending Center at 1-800-999-2328, ECU Online® at www.ecu.org, or visit any branch. An ECU student loan covers many expenses that other funding options do not typically include. You must be eligible for membership at ECU. Your rate may be higher depending on credit history, underwriting criteria and loan amount. You must provide a 20-day payoff for current lenders with payoff addresses. For students attending a school with on-campus living, a maximum allowance of $650 per month will be covered, should the student choose to live off campus. It is acceptable to refinance an Eastman Credit Union student loan, as well as loans from other lenders. The ISEP Direct application deposit is $390 and should be turned in along with the completed application. Request for cancellation should be processed in-person or mailed to ECU Office of Admissions and Records. Federal Loan Consolidation: Federal student loan programs offer various repayment options, such as deferment or loan forgiveness. In general, these are the payment deadlines for summer: Financial Aid may be used to defer the February 28th and March 31st payments until aid is released. ECU urges students to apply for their ECU student loan as soon as appropriate documentation can be provided (see above) in order to avoid the last minute rush. Yes. Does ECU offer a consolidation loan for educational expenses? If you have guaranteed full funding from an organization billed directly by the university, e.g. The minimum monthly payment is $100. We encourage you to request your advance by completing the Student Loan Advance form found at www.ecu.org within ECU Online® or calling the ECU Service Center at 800.999.2328. Up to 25 years financing* and you'll make interest-only payments until graduation, which keeps the amount of interest paid much lower. ECU does not accept credit or debit card payments in-person for student accounts. Is a co-signer required for student loans? If you consolidate or refinance your federal loans with ECU, you will no longer be eligible to participate in these federal programs. How much will my student loan payment be? Once the online application is received, an ECU Lending Representative will contact the applicant for any additional information needed. Most college-bound students have not had the opportunity to establish credit; therefore, a co-signer or guarantor may be required. Beginning July 23, 2020, the Financial Aid Office will be open for walk-in visits from 8:30 - 10:30 and 1:30 - 3:00 to assist students and families. Whether you are just out of high school or working on your second degree, ECU is here to help with great fixed rates and interest-only payments until graduation. Payment plans require one payment per month. Students may visit the Bursar’s Office, Administration Room 108, to make a payment with a check, cashier’s check, money order or cash. Final payment is due the last week of classes. ECU Bilateral: $100; UNCEP: $150; Checks and money orders are the only accepted method of payment. Please make these payable to East Central University and mail to: East Central University1100 E. 14th St.PMB G-8Ada, OK 74820-6999. If not, select "No Thanks". Likewise, any additional funding received after you have enrolled in a payment plan will reduce your total plan balance. Do I have to schedule an appointment to apply for a student loan? In order to complete the advance, the student will need to submit the following: As long as all documentation is received and the 2.50 GPA has been maintained, an advance can generally be completed within 24 hours of being requested. The line of credit will be in the student’s name and will help them establish credit for the future. Your loan can cover tuition, room and board, books, fees, and other expenses with multiple terms and financing options available, No minimum credit hour requirement, Summer & Winter Terms covered, and you can use your student loan to pay for Industrial & Technical School programs. ECU will send tuition payments directly to the college, school or university. ECU will send tuition payments directly to the college, school or university. A valid Social Security Number / Individual Taxpayer Identification Number is required to apply. Residents of North Carolina pay an annual total price of $21,672 to attend East Carolina University on a full time basis. ["forms.fivision.com","3270290112.mortgage-application.net","eastmancu.org","securemail-ecu.org","ecu-openhire.silkroad.com","ecumortgage.mymortgage-online.com","ecuequity.mymortgage-online.com","fmsi-lts.com"]. Students participating on ISEP exchange will be charged ECU tuition, fees, housing, and meals all at the ECU main campus rate (in- or out-of-state depending on the student’s designation) for that semester. This is typically the fourth week of fall and spring semesters and the second week of summer semesters. On the program’s brochure page, there is a breakdown of what the fee includes. Rates accurate as of October 1, 2020 and are subject to change.
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